Communications Projects Portal

[MAY-17-22 11:13 AM  Jason Phenicie] New file added

[MAY-18-22 11:47 AM  Anonymous] Commerce Bank has had some turnover and they want to re-use the content from their last email.    I will get you updated URLs and updated subject lines.  

[MAY-18-22  5:15 PM  Anonymous]  Please see below for updates for the Cash Back categories, APR rates, application URL and the disclosures.  Once incorporated, if you could send me the test email, so Commerce Bank can approve.  Let me know if you have any other questions.  Thank you! 

New Cash Back categories:
3% Cash Back1 on Streaming, Cable and Ridesharing Services2
2% Cash Back1 at Gas Stations, Restaurants and on Fast Food2
1% Cash Back1 on all other purchases3
_____________________________________________________________________________________

APR:
15.49 – 25.49%
_____________________________________________________________________________________

Application URL:
https://transact.commercebank.com/retail/servlet/SmartForm.html?formCode=consumercreditcard&em=322rAM2qMCJ&cb=02FMrfshQULx2DAz0204&ct=658_FLO1&tid=2Q22EML2ITA-SPLOFR

[MAY-19-22  2:00 PM  Anonymous] The old disclosures are still there.  Can you please update with the below?

Disclosures:
1 Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-Cash Back redemption items may vary.
2 Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for higher percentage categories. 
3 "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.

4 Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.


[MAY-19-22  2:26 PM  Tonya Gibbs] [1:58 PM] McDonough,Staci Ann
The disclosure needs to be updated

[1:58 PM] McDonough,Staci Ann
It needs to read:  Disclosures:1 Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-Cash Back redemption items may vary.2 Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for higher percentage categories. 3 "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.4 Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.


[MAY-23-22  3:05 PM  Tonya Gibbs] Staci M. Approved on May 23, 2022, 9:32AM